Credit agency’s created the dangerous data model which regularly hurts consumers. It’s time for them to go. Credit reporting is done successfully in many other countries by a central bank. We need to move to that model.
Credit bureaus have proved to be complete failures at safeguarding the public. Let’s demand we get our data back.
In at least 40 other countries — including Belgium, France, Germany, Italy and Spain — credit reporting can be done by a public credit registry. It is usually operated by a central bank that already oversees the financial institutions that feed information into the reports. These reports tend to be more accurate because the operators have a legal right to demand data from banks as well as a mandate to ensure it’s correct and that errors are fixed. Data on late payments and defaults are erased once a consumer has settled up.
Many of these public registries leave out things like medical debt, tax information and personal details like marital status, focusing only on loan amounts. Only about 40 percent of registries collect consumers’ addresses, and two-thirds collect taxpayer IDs — the kind of information leaked in the Equifax breach.
Get Rid of Equifax https://nyti.ms/2jK5SAF
You saw this one coming right?
The Amazon Echo is a perfect way for the government to spy on citizens. Sure, Amazon rejects requests for the data but that doesn’t obviate the two big issues here.
The first is that the audio and data are recorded and kept. If it’s stored, even briefly, then hackers can get it. Especially state actors. The courts may yet force companies to give it up.
The second and larger issue is that we don’t have laws protecting the privacy of our data. We need regulations that keep up with changing technology. We need rules that favor citizens, not companies, and certainly not governements.
Bid for Access to Amazon Echo Audio in Murder Case Raises Privacy Concerns http://nyti.ms/2huPxwl
Whether it’s fake or false or even just a misleading headline, Facebook and other social media are bad news sources for people. Good for profit, but bad for people.
Facebook-as-news-source is inherently broken
Algorithms which select news you will ‘like’ are not the best sources for news.
If you are the kind of person who is inclined to like Donald Trump but also who is inclined to like the pope, the stories that you need to see are the psychologically difficult ones that pick at the tension between your identity as a Republican partisan and your identity as a Catholic.
A news diet overwhelmingly driven by shareability and algorithmic targeting is going to be profoundly misleading whether or not it contains fake news.
Facebook’s fake news problem is way bigger than fake news
The media problem is bigger than just fake news. ‘News’ is no longer always subject to journalistic standards, especially when breaking news spreads through social media. Without journalistic rigor info becomes news and the info may not be correct. Once it’s out there circulating and recirculating the typical reader/viewer’s ability to discern truth from falsehood plummets. Under these circumstances it doesn’t matter if the info was incorrect or if it was intentionally falsified.
At some point in the telephone chain, the story goes from accurate to inaccurate. And the method is the same as the fake news method — maximum outrage, maximum engagement, minimum concern for context and accuracy.
Facebook’s fake news problem is way bigger than fake news
Make a great no mistake we don’t need in vase privacy busting tools to keep the world a safe place. It already is safer than it ever has been and this trend predates even the Internet.
What we do need is a world in which private activities and communications are secure. We need people to feel comfortable saying and doing what they need to on their phones and the Web without fear that it will be used against them. This will have far greater benefit to mankind and the free world than spy tech that invades your phone ever could.
NSO can say they’re trying to make the world a safer place, but they are also making the world a more surveilled place.”
The cyberarms industry typified by the NSO Group operates in a legal gray area, and it is often left to the companies to decide how far they are willing to dig into a target’s personal life and what governments they will do business with.
The only solution against this onslaught of freedom killing software and the surveillance state is actually the government. People have to write laws that forbid this type of software and associated technologies. That won’t completely prevent this type of invasive snooping but it will limit it and give people recourse to fight companies that profit from stealing our personal and private info.
How Spy Tech Firms Let Governments See Everything on a Smartphone http://nyti.ms/2cfXAZy
You can’t trust private companies like Sidewalk (Google) to act in the public’s best interest while providing innovative civic services. You also can’t rely on local governments to innovate and develop these services even though you can rely on them to act in the public’s best interest.
It’s a sad day when the promise of so much innovation inspires so much doubt that actual citizens will be the winners.
Smart devices equal surveillance devices.
Don’t worry that the staff here at NobodyisFlyingthePlane has gone anti tech. It’s just that we promote thoughtful implementation, use, and management of technology.
Devices like Alexa will ultimately take more from us than they give to us. It’s essentially a State Security wet dream. They can listen in to everything that goes on in our homes because we let them. I’m sure Amazon is already receiving subpoenas for in home recordings from Alexa. This is the sort of thing that needs thoughtful policies and regulations forbiding miss use.
At its most expansive, “smart” produces a world where we no longer exert control over objects we’ve bought from corporations, but corporations exert control over us through things we pay for the privilege of using. And when “smart” is crudely applied to the cities we live in — to our crumbling infrastructure and militarized police forces — we give in to forces of privatization, algorithmic control and rule by corporate contract. It seems an indelible symbol of the times that New York City neglects essential but mundane services like public restrooms while promoting other putative municipal innovations, like the mass conversion of pay phones to Wi-Fi kiosks. As with other smart devices, which subsidize their costs with data collection, these kiosks are free — provided you submit to the collection of your personal information and location data. The commons becomes simply another site for private companies to spy on people.
Just How ‘Smart’ Do You Want Your Blender to Be? http://nyti.ms/1rnrsZO